While on a trip, your baggage can always get lost, the rental car may not start or you may suddenly become ill. In any case, travel insurance will help you here.
We stand for worldwide emergency assistance 24 hours a day, 365 days a year. Our satisfied customers as well as our performances in external ratings go to show that this is not an empty promise.
The type of insurance you sign up for depends on various factors.
The premium is the price that the policyholder pays for the insurance coverage. This is highly dependent on the scope of benefits, duration of coverage and the deductible to be borne.
Scope of benefits
Various types of benefit are provided depending on the insurance package. The basic insurance packages, such as Secure Trip LIGHT, contain only the most necessary insurance coverage. The more comprehensive packages, such as Secure Trip PLUS, contain many optional extras. Generally speaking, the more benefits, the better the protection and the higher the premium.
The deductible (self insurance) refers to the proportion that the policyholder has to bear in the event of a claim, and is contractually agreed. Travel insurance plans often contain a limit on the deductible. However, we offer many products without a deductible, such as the Secure Trip package.
Duration of insurance
The insurance period begins when you take out the insurance and ends on the date specified in the insurance plan. One-time insurance is for a trip of max. 92 days and ends thereafter. Annual travel insurance is valid for as many trips and for as long as you like during one year.
Individual sums insured are specified depending on the benefits and the individual insurance package. In the event of a claim, the policyholder receives a sum up to this amount without a deductible. Any amount over that is not insured.
Allianz Global Assistance offers individual travelers insurance for couples or families, and assistance solutions that are tailor-made to your personal requirements. Annual travel insurances are comprehensive plans and offer immediate help in case of emergency, thanks to Allianz Global Assistance's many years of experience. There can be problems as early as in the run-up to a trip – here you can get help if you have taken out travel cancellation insurance. This gives you protection against heavy financial loss.
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