Travel insurances Premium incl. health care costs abroad (private medical)Your reliable cover for illness or accidents abroad | |||
ComponentsAssumption of unexpected and insured health care costs in case of illness or injury outside Switzerland including costs for doctor, medication and hospital.
From 93 CHF
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A city break to New York could cost a fortune without any excessive shopping. The compulsory Swiss health insurance scheme will not pay the difference in healthcare costs. Private medical cover repays the missing amount.
Choose the travel insurance Premium (incl. health care costs abroad up to CHF 1'000'000.-) tailored to your specific needs:
Annual travel insurance
Secure Trip Premium
Travel free from worries and enjoy your time off
With Secure Trip Premium, you're covered worldwide for an unlimited number of journeys within a year. Thanks to our unusually high health care costs cover (up to CHF 1'000'000.-), you are protected from unexpected and insured medical and hospital costs abroad.
Travel protection package Premium
Reliable cover for your personal needs
Enjoy the best time of the year when you go on your trip across North America, a city break to Stockholm or spa weekend. Our Premium travel protection package (incl. private medical) provides you with comprehensive cover for a single trip.
Countries with high
health care costs
Certain countries are known for their particularly high health care costs. These include the following popular travel destinations:
Against the background of current developments in connection with the
spread of the coronavirus, we have compiled the most important information here.
The Swiss Institute for Quality Testing has tested 11 travel insurances in the categories tariffs, transparency, comfort and customer Service. Allianz Global Assistance ranked first in the overall results of the study and the customer service received the top rating of "very good".
Europe CHF 250'000.-
Worldwide CHF 50'000.-
Valid worldwide for a journey lasting up to 122 days.
The "breakdown and accident assistance" benefit applies in Switzerland and Europe.
Regarding the cover "health care costs abroad", the insured persons must not be over the age of 81.
The sum insured under the "travel baggage" benefit applies per year. In the event of theft, a deductible of CHF 200 shall apply per case.
See travel bagage
Also available to people resident abroad if the trip is booked in Switzerland.
The sums insured apply per case or per event (exception: travel bagage).
Europe CHF 250'000.-
Worldwide CHF 50'000.-
Valid worldwide for an unlimited number of journeys within a year.
Policyholders of an annual insurance individual up to the age of 26 benefit from reduced "junior" rates and from the additional benefit "pupil and student cover".
The "breakdown and accident assistance" benefit applies in Switzerland and Europe.
Regarding the cover "health care costs abroad", the insured persons must not be over the age of 81.
no excess
Only available to people who are permanently resident in Switzerland.
The insurance policy is extended automatically unless it is terminated at least three months prior to the expiry date.
The sums insured apply per case or per event.
Europe CHF 250'000.-
Worldwide CHF 50'000.-
Valid worldwide for an unlimited number of journeys within a year.
A family insurance policy can be taken out for two people or more who live in the same household.
The "breakdown and accident assistance" benefit applies in Switzerland and Europe.
Regarding the cover "health care costs abroad", the insured persons must not be over the age of 81.
no excess
Only available to people who are permanently resident in Switzerland.
The insurance policy is extended automatically unless it is terminated at least three months prior to the expiry date.
The sums insured apply per case or per event.
Allianz Global Assistance offers individual travelers insurance for couples or families, and assistance solutions that are tailor-made to your personal requirements. Annual travel insurances are comprehensive plans and offer immediate help in case of emergency, thanks to Allianz Global Assistance's many years of experience.
There can be problems as early as in the run-up to a trip – here you can get help if you have taken out travel cancellation insurance. This gives you protection against heavy financial loss.
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