Travel insurances Premium incl. health care costs abroad (private medical)

Your reliable cover for illness or accidents abroad

Components

Assumption of health care costs in case of illness or injury outside Switzerland including costs for doctor, medication and hospital in a private ward.

From


6  CHF

Get a quote

In the safest of hands when travelling with our overseas health insurance

A city break to New York could cost a fortune without any excessive shopping. The compulsory Swiss health insurance scheme will not pay the difference in healthcare costs. Private medical cover repays the missing amount.

Choose the travel insurance Premium (incl. health care costs abroad up to CHF 1'000'000.-) tailored to your specific needs:

Annual travel insurance
Secure Trip Premium

Travel free from worries and enjoy your time off

With Secure Trip Premium, you're covered worldwide for an unlimited number of journeys within a year. Thanks to our unusually high health care costs cover (up to CHF 1'000'000.-), you are always protected from unexpected medical and hospital costs abroad. 

Travel protection package Premium

Reliable cover for your personal needs

Enjoy the best time of the year when you go on your trip across North America, a city break to Stockholm or spa weekend. Our Premium travel protection package (incl. private medical) provides you with comprehensive cover for a single trip.

Countries with high
health care costs

Certain countries are known for their particularly high health care costs. These include the following popular travel destinations:

  • Australia
  • Japan
  • Canada
  • New Zealand
  • Russia
  • USA

Allianz Global Assistance - Reiseversicherung Testsieger SIQT

Single trip
protection package

Annual insurance
Individual

Annual insurance
Family

From 6 CHF Get a quote  
Travel protection package
Health care costs abroad   CHF 1'000'000.-
Cancellation charges
max. CHF 30'000.-
Assistance   unlimited
Search and rescue costs   CHF 30'000.-
Flight delay   CHF 2'000.-
Substitute journey   max. CHF 30'000.-
Breakdown and accident assistance   unlimited
Travel baggage   CHF 2'000.-
with a deductible of CHF 200.– in the event of theft
Aircraft accident   -
Legal protection  

Europe CHF 250'000.-
Worldwide CHF 50'000.-

Collision damage waiver for rental
cars (CDW) 
CHF 10'000.-
Cash and bank account cover   -
Pupil and student cover
(aged up to 26)  
-
Travel hotline  
24 hour medical advisory service   -
Interpreting service  
Home care  
Credit and customer card blocking service  
Mobile blocking service  
Important information
Area of validity

Valid worldwide for a journey lasting up to 122 days.

Breakdown and accident assistance

The "breakdown and accident assistance" benefit applies in Switzerland and Europe.

Health care costs abroad

Regarding the cover "health care costs abroad", the insured persons must not be over the age of 80.

Travel baggage

The sum insured under the "travel baggage" benefit applies per year. In the event of theft, a deductible of CHF 200 shall apply per case.

Excess

See travel bagage

Residence

Also available to people resident abroad if the trip is booked in Switzerland.

Sums insured

The sums insured apply per case or per event (exception: travel bagage).

Insurance conditions The general terms and conditions of insurance apply.
Annual travel insurance for individuals
Health care costs abroad   CHF 1'000'000.-
Cancellation charges
CHF 50'000.-
Assistance   unlimited
Search and rescue costs   CHF 30'000.-
Flight delay   CHF 2'000.-
Substitute journey   CHF 50'000.-
Breakdown and accident assistance   unlimited
Aircraft accident   CHF 100'000.-
Legal protection  

Europe CHF 250'000.-
Worldwide CHF 50'000.-

Collision damage waiver for rental
cars (CDW) 
CHF 10'000.-
Cash and bank account cover   CHF 2'000.-
Pupil and student cover
(aged up to 26)  
CHF 50'000.-
Travel hotline  
24 hour medical advisory service  
Interpreting service  
Home care  
Credit and customer card blocking service  
Mobile blocking service  
Important information
Area of validity

Valid worldwide for an unlimited number of journeys within a year.

Junior

Policyholders up to the age of 26 benefit from reduced "junior" rates and from the additional benefit "pupil and student cover".

Breakdown and accident assistance

The "breakdown and accident assistance" benefit applies in Switzerland and Europe.

Health care costs abroad

Regarding the cover "health care costs abroad", the insured persons must not be over the age of 80.

Excess

no excess

Residence

Only available to people who are permanently resident in Switzerland.

Extension

The insurance policy is extended automatically unless it is terminated at least three months prior to the expiry date.

Sums insured

The sums insured apply per case or per event.

Insurance conditions The general terms and conditions of insurance apply.
Annual travel insurance for families
Health care costs abroad   CHF 1'000'000.-
Cancellation charges
CHF 100'000.-
Assistance   unlimited
Search and rescue costs   CHF 30'000.-
Flight delay   CHF 2'000.-
Substitute journey   CHF 100'000.-
Breakdown and accident assistance   unlimited
Aircraft accident   CHF 100'000.-
Legal protection  

Europe CHF 250'000.-
Worldwide CHF 50'000.-

Collision damage waiver for rental
cars (CDW) 
CHF 10'000.-
Cash and bank account cover   CHF 2'000.-
Pupil and student cover
(aged up to 26)  
-
Travel hotline  
24 hour medical advisory service  
Interpreting service  
Home care  
Credit and customer card blocking service  
Mobile blocking service  
Important information
Area of validity

Valid worldwide for an unlimited number of journeys within a year.

Family

A family insurance policy can be taken out for two people or more who live in the same household.

Breakdown and accident assistance

The "breakdown and accident assistance" benefit applies in Switzerland and Europe.

Health care costs abroad

Regarding the cover "health care costs abroad", the insured persons must not be over the age of 80.

Excess

no excess

Residence

Only available to people who are permanently resident in Switzerland.

Extension

The insurance policy is extended automatically unless it is terminated at least three months prior to the expiry date.

Sums insured

The sums insured apply per case or per event.

Insurance conditions The general terms and conditions of insurance apply.

See also

Allianz Global Assistance – Travel insurance

Allianz Global Assistance offers individual travelers insurance for couples or families, and assistance solutions that are tailor-made to your personal requirements. Annual travel insurances are comprehensive plans and offer immediate help in case of emergency, thanks to Allianz Global Assistance's many years of experience.

There can be problems as early as in the run-up to a trip – here you can get help if you have taken out travel cancellation insurance. This gives you protection against heavy financial loss.

  • Swiss 24-hour emergency call centre
    friendly and professional
  • Telemedical consultations and medical assistance
    around the clock worldwide in the event of illness or accident
  • Accident and breakdown assistance
    in Switzerland and throughout Europe
  • High sums insured
    including assumption of health care costs abroad up to CHF 1 million
  • Travel luggage coverage
    including cover for cameras, laptops and sports equipment
  • Cancellation charges insurance
    unbureaucratic and customer-oriented

Allianz Global Assistance – Travel insurance with the quality of a test winner

Allianz Global Assistance - Assurance voyage Vainqueur du test SIQT (février 2017)

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